Conventional Loans: Fixed or Adjustable Rate Options

Fixed rate loans are our most popular loan option. Down payment options start as low as 3%.

Benefits of Conventional Loans:

  • Can be used for primary residences, second homes or investment properties
  • Mortgage insurance is not required if the loan to value (price or appraised value) is <80%
  • Financing up to 97% loan to home value for primary residences
  • Borrowers can have multiple homes financed at one time with conventional loan programs          
  • Loan amounts up to $647,200
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