PRIVACY NOTICE
 
FACTS

                 WHAT DOES WEST TOWN BANK & TRUST DO WITH YOUR PERSONAL INFORMATION?

 
Why?
 
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
 
What?
 
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • credit history and credit scores
  • account balances and payment history
How?
 
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons WEST TOWN BANK & TRUST chooses to share; and whether you can limit this sharing.

 

               For California Residents, visit California Privacy Policy by clicking here

 

Reasons we can share your personal information

Does WTBT Share?

Can you limit this sharing?

For our everyday business purposes

Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

 

Yes

 

No

For our marketing purposes

To offer our products and services to you.

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes

Information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes

Information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For non-affiliates to market to you

Yes

Yes

 

To limit our sharing
 
  • Call 252-482-4400 - our staff will prompt you through your choice(s)

              OR

  • Print/Mail the form below

              OR

  • Complete the online form at the bottom of this page

 

Please note:

  • If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?
 
Call 252-482-4400
 
 

Mail-in Opt-Out Form

Leave Blank

 

-OR-

If you have a joint account, your choice(s) will apply to everyone on your account unless you mark below.

 

 

 Apply my choices only to me

      Mark any/all you want to limit:

 

Do not share information about my creditworthiness with your affiliates for their everyday business purposes.

 Do not allow your affiliates to use my personal information to market to me

 Do not share my personal information with non-affiliates to market their product and services to me.

 

 

 

 

 

 

 

 

 

 

  Mail to:

Name

 

West Town Bank & Trust

Address

 

Attention:Mortgage Operations

City, State, Zip

 

206 S. Broad St

Loan #

 

Edenton, NC 27932

 
 
 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Who we are

Who is providing this notice?

WEST TOWN BANK & TRUST

What We Do

How does West Town Bank & Trust protect my personal information?
 
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. For more information, visit www.westtownbank.com.
 
How does West Town Bank & Trust collect my personal information?
 
We collect your personal information, for example, when you
  • apply for a loan or give us your income information
  • provide account information or provide employment information
  • show your government-issued ID
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
 
Why can't I limit all sharing?
 
Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under certain state laws.
 
What happens when I limit sharing for an account I hold jointly with someone else?
 
Your choice will apply to everyone on your account.

Definitions

Affiliates
 
Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include non-financial companies such as West Town Insurance Agency, Inc.
Non-affiliates
 
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Nonaffiliates we share with can include direct marketing companies so they can market to you.
Joint Marketing
 
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners(s) include a formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Other Important Information:

 

Illinios Residents: Illinois State Law prohibits the sharing of non-public personal information unless the sharing of information is requested by the customer to conduct transactions or is permitted by law.

Nevada Residents: Nevada Statute Section 228.600(3) allows marketing calls to our existing customers listed on the National Do Not Call Registry. If you prefer not to receive marketing calls from us, you may be placed on our Internal Do Not Call list by detaching, completing and mailing us the Opt-Out form on this Privacy Notice to West Town Bank & Trust, 8450 Falls of Neuse Rd, Suite 202, Raleigh, NC 27615, ATTN: Mortgage Operations. For more information contact us by phone at (252) 482-4400, at the address above or email us at disclosuresesk@westtownbank.com and include "Nevada Annual Privacy Notice" in the subject line. You may also contact the Nevada Attorney General's office: Bureau of Consumer Protection Office of the Nevada Attorney General, 555 E. Washington Street, Suite 3900, Las Vegas, NV 89101, Phone: (702)486-3420, Email: AgInfo@ag.nv.gov.

Vermont Residents: We will not share information we collect about you with other companies unless the law allows. We will not share information about your creditworthiness with our corporate affiliates except with your consent, but we may share information about our transactions or experiences with you with our corporate affiliate without your consent.

California Residents: We will not share information we collect about you with other companies unless the law allows. California residents are provided a separate notice with additional choices as required by California law.

 

                                                                                              SEE BELOW FOR ONLINE PRIVACY OPT OUT FORM

                                                                                           YOUR CHOICES WILL BE CAPTURED AND SENT TO WTBT

 

If you have a joint account, your choice(s) will apply to everyone on your account unless you mark below.
Mark any/all you want to limit:

secret code

About Us Our Process Mortgage Calculator Mortgage Programs Find A Loan Officer Careers Contact Us