Read what others have to say about West Town Bank & Trust:

A Lender You Can Trust!

swimmer751 from Corpus Christi, TX

We have never met Lori face to face but have done enough business with her to consider her a friend. A friend that has given us sooo much debt!!! Good debt. We have done many transactions, primary residences, refi, cash-out refi, investment properties, with Lori and she continues to impress us. She is very knowledgeable and organized. She can answer all the tough questions and walk you through everything. Her attention to detail, loyalty, and integrity is unsurpassed. Go with Lori, you won’t regret it!

- Hicks

Lender for Life

Jessica Tull from Hahnville, LA

As if transferring your family of 6 to a new state wasn’t stressful enough, add in purchasing a new home! Lori made the whole lending process simple! She was available for any questions at any time! We were able to focus on finding a home, packing, register for schools, and not have to worry about the funds. Lori is in high demand, but makes you feel as if you are the only one she’s working with. Patient, pleasant, personable, thorough, and efficient are just a few words to describe Lori!

- Jessica Tull

Buying a home with Lori

hiltononeal6 from Swansboro, NC

Lori made my home buying process not only easy but enjoyable. She went above and beyond for me to make sure I was receiving the absolute best rate and took care of every administrative piece in the mortgage process. If you plan on buying a home or piece of commercial property in Carteret County, Lori should be your go-to. She is a big supporter of military in the area and does everything possible to get servicemen and women, like I was at the time, the best experience possible.

- Hilton ONeal

Lindsay S. from Chesapeake, VA

We have worked with Lori to buy 2 homes in the past 4 years (military life!). We found her to be responsive, extremely knowledgeable, and she always took the extra time to explain every line item or step of the mortgage process. She even helped us navigate a realtor who was missing deadlines that could have cost us the home we were buying! We have referred several friends to Lori and all have thanked us, as it is truly a pleasure!

- Lindsay S

I just wanted to let you know how smooth this refinance went.  I probably have had 6 refinance/mortgages in the past 40 years and this was the best. I was amazed that we did so much online.   Your help and patience with all my questions was exactly what I needed.


Thanks Again! B. Whitford

- B Whitford

"Kristy was efficient, fully knowledgeable and stated clearly on everything needed to complete our refinance. It was seamless transaction in which Kristy provided all of our options and helped us reach the best outcome!"

- kbollnow65 from Homer Glen, IL

"Kristy Grams was the best all around very helpful, friendly, knowledgeable. She made sure everything was on schedule so we could close on time and was always available if needed. I would highly recommend her as your lender."

- hoddies2323 from Hagerstown, MD

"I recent worked with Leann for the second time and both time she was very responsive and knowledgable. This past time, we only had three weeks to close and she and her team pulled it off without a hitch. Talking to her put my wife and I at ease and it was like talking to a friend. I would recommend her to anyone that is in the market, especially military. Thank you so much for your help."

- SFlorane from Summerville SC

"Mrs. Whitney and West Town Bank we’re such a pleasure to work with! We are a military family and first time home buyers, her knowledge and familiarity with the VA loan made the process smooth, effortless, and pleasant. Very friendly and easy to talk to! We will definitely be using them again when we buy another house in the future! Thank you so much for helping us buy our first home!!"

- AZielinski from Bonney Lake, WA

"Lori was great to work with. I was a first-time home buyer that was unfamiliar with the lending process, but Lori was able to make everything go very smoothly. She gave timely reminders when I was missing things and was always available for questions at hours convenient to me--as in, outside of normal business hours. I highly recommend."

- erichin51 from Raleigh, NC

"Lori and her team were efficient, thorough, timely, friendly and informative. They guided me through a process that I was unfamiliar with and exceeded all of my expectations. From the first contact I immediately trusted her and was at ease during the entire process. I would highly recommend her, and she will be the FIRST and ONLY call I will make in the future."

- N.Davis from Atlantic Beach, NC

West Town Bank was a crucial factor when looking back at our house purchasing process. As a young couple and first time home-buyers, my fiance and I learned quickly that we would need some patient and exceptional people to guide us through the financial process. West Town Bank went above and beyond in their efforts, answering emails on their days off, and always being thorough in their responses. We are forever grateful for the help we received.

- Courtney & TJ

- TJ & Courtney

“I was fortunate enough to be referred to Lori Matta when I was contemplating purchasing my Condo in Beaufort. Lori worked with me every step of the way, making everything flow smoothly and effortlessly. Not only is she a true professional but an amazing person as well. I couldn't have been happier with the services provided, from start to finish.” - Wendi Schultz

- Wendi Schultz

Buying a home can be hard! My wife and I had heard the horror stories from friends. From getting turned down for loans, constantly shopping around for the best ones, figuring out who should do inspections, and worrying about who to trust were just some of the things we were concerned about coming into the process. 

Lori, along with her team at West Town Bank and Trust, truly made all of our concerns disappear. From the very first time we met with her in her own home, I trusted her. She was kind and wanted to talk about where we were in life in a helpful yet professional way. She answered any questions we had right when we had them, and even gave us some great recommendations about who to work with and who to trust. Our experience was seemingly flawless thanks to Lori and her teams hard work and dedication. 

However, we got more than a “loan officer” in our experience. I truly feel like we gained a friend. During the time we were under contract, my wife and I went through a tragic loss, miscarrying our first child. Lori was there for us, professionally and personally. She was very patient with us, and stayed willing to help in any way throughout the entire process, all the way up until closing (which also happened on time) and even after we moved in! 

Overall, we were very pleased to work with Lori and West Town. Buying a home, an experience that can quickly be filled with angst and anxiety, was instead filled with assurance and support. My wife and I are in the home we dreamed of, and are excited for the future! 

- Braxton Underwood

Lori did a great job working with me long distance as I executed a move from California to North Carolina. She answered every detailed question I brought to her, as I am the painful customer who reads every word before signing any documents. I highly recommend Lori, she brings competitive rates, and top notch service. I will use her as a lender again.

- Nick

Purchasing a home from more 4000 miles away is a daunting task.  Throw first-time home buying on top of that and it may seem unbearable.  After seeking out multiple lenders, Lori at Albemarle put us at ease.  Her knowledge of all things Coast Guard, the VA loan process, and working remotely made our purchase as smooth as possible.  She always put us first, answering all big and little questions with a fast turn-around time.  She walked us through each step of the loan process and guaranteed we were getting the best rate on our loan.  We highly recommend Lori and Albemarle for any Coastie looking to purchase a home.

- Theresa DiJoseph and Lindsay Jones

Using Albermarle Bank & Trust was the best decision we made when we decided to buy our first home. From the beginning they offered the best rates and we instantly knew we were in good hands with Lori Matta as our Mortgage Loan Officer. She was there for us every step of the way and went above and beyond her job description. She insured we understood the whole process and each step a mortgage entails. However, even though they did their job, Lori Matta and Jennifer McClaren didn’t stop there. They ensured the whole mortgage process was a smooth one, but they also ensured our home and the moving process went as planned. And when it didn’t, they left my family speechless. Their kindness and compassion during a difficult transition assured we would be lifetime customers of theirs. Although, I am not sure customer is the correct word…because they don’t treat you like one. Instead, at Albermarle Bank & Trust, you are family. I wouldn’t trust anyone else with my mortgage needs.

- Michael & Amanda Currence

Jennifer and her team at West Town Bank & Trust/Albemarle Bank & Trust made the whole mortgage process very easy for us as first time home buyers. There were several nights that Jennifer would stay up late just to get us the required documents needed to close on time, and also to answer any questions we had. Jennifer also worked very closely with our realtor which made us feel like we had a team on our side while buying our house. I would strongly recommend Jennifer for any of your mortgage needs!                                    

- Joseph and Andrea K.

My wife and I have bought, sold, and refinanced houses with nine different mortgage lenders over the last 20 years, and I can honestly say that I have never had a more pleasant experience than this last time when I chose to trust Jennifer McClaren with Albemarle Bank & Trust. We were introduced to her here, on COTM, and just as everyone had said before us, she was absolutely amazing! She was with us every step of the way, and when we needed to get a hold of her, she was there—we’re talking even nights and weekends! One of Jennifer’s qualities that truly stood out is that she genuinely cares about her clients. Not only did she make purchasing our last home incredibly easy, she also took the time to give us some excellent advice when we ran into problems with a different home we just happen to be selling at the same time. She is not there to simply close your loan, she is there to help you feel comfortable with the entire process. From now on, when people ask us for a recommendation on a mortgage lender, it will forever be Jennifer McClaren!! There is absolutely no better choice out there! Give her a call and start working on your next home purchase: Jennifer C. McClaren, Loan Production Manager, (252)482-2412

- Jason M

Jennifer McClaren is by far the most efficient loan officer I have ever done buisness with. During my last home purchase, she was able to have my loan finalized with a 30 day closing window! She often worked from home late into the evening making sure that all of the documentation needed to satisfy underwriting was sufficient. She was on vacation in Myrtle Beach, SC the week of my closing and still had a few items to clear up with the underwriters but still found time to ensure my purchase process went smoothly and as stress free as possible. She is extreamly thurough and is one of the most personable people I have ever had the pleasure of doing buisness with. I would recommend her services to anyone looking for competitive mortgage rates without hesitation.


- Kristofer Schaus

West Town Bank & Trust (WTB&T) was the most incredible experience we have ever had when making a purchase on a new home. Not only were the rates far better than all larger banks, but the support and dedication of the team at WTB&T to lock in the lowest possible rate was evident. WTB&T truly works around the clock to ensure the process is completed with 100% accuracy while making the buyer feel comfortable and well informed throughout the process. Additionally, WTB&T is very familiar with the service's rank/pay structure, the PCS process and entitlements, and accommodating to our dynamic work hours. I have recommended WB&T to more than 20 other members throughout the service and without a doubt, they will be the first bank I call with my next purchase! Thank you so much for the time and continued support to make our dream house into our new home!

Very Respectfully,

- Travis Cutler

This is my second time buying a home using the VA loan. We have always done everything through USAA because that is our comfort zone. I saw many testimonials about others Coasties using West Town bank and working with Jennifer McClaren to buy a home so we contacted her. Our experience was wonderful and Jennifer was always just a phone call or email away. She made the whole process so easy and smooth. It was was less stressful then when we purchased our firsts home through USAA and I think this is due to us having one contact and always being able to reach her. I would definitely use her again and recommend her to anyone wanting to buy no matter where you are in the US.           

- Tahnee K.

After purchasing our first home in Florida, we finally closed after going through two lenders and three different closing dates; what a mess! With that being such a long, very involved process we were hesitant to go through it again, until we meet Jennifer McClaren at Albemarle Bank. After talking to Jennifer on the phone, we felt very comfortable about possibly buying again. Well it didn’t take long after that call that we decided to purchase another home, this time through. Well we just closed on our second home last Friday with Jennifer and couldn’t be happier with the wealth of knowledge and service she provided to my wife and I. I don’t know how she does it but working with her on our home purchase was such a breeze! Jennifer was there for us every step of the way explaining everything and answering any questions we came up with. With Jennifer in North Carolina, us in Wisconsin, and purchasing a house in Georgia, we still cannot believe how smooth everything went by closing on our original closing date. We can’t thank her enough for all her hard work and dedication to getting us this loan. I would strongly recommend Jennifer to anyone whether it will be a first, second, or third home purchase. Jennifer is very friendly and approachable; if you want a smooth organized process to purchase your home, give her a call!  

Thank you Jennifer!! 

- Kyle and Katie

Moving to a new area can be overwhelming on it's own, but adding in making a first time home purchase can really take stress to a whole new level. Adding to the stress, my husband was underway for most of the home search and mortgage application. I first tried to find a realtor and mortgage provider on my own, and was not happy with the result (total disregard for my time, my concerns, etc.). After finding your site, I contacted Jennifer online, and she called me on the phone right away. She was able to answer all of my questions and put my mind at ease. She also got us all of the numbers we had been looking for (price range, monthly mortgage payment) the same day. Jennifer was extremely patient with me, responding to every one of my (MANY) emails, texts, and calls throughout the several month long process. She was prompt and organized, something I came to realize is unfortunately not the standard. She never hesitated to take time out of even her personal schedule if we needed an updated document or if we had a question. She was a pleasure to work and was able to take something that terrified me and turned it into something that wasn't painful at all. 

I am so grateful to her for helping us purchase our family's new home!  

- Stacy S.

I would like to send you a short letter to express how pleased I was working with Jennifer Mcclaren from Albermare Bank. We recently sold and purchased a house. One was in Safety Harbor Florida and the other was in Mobile Alabama. Jennifer was only involved in the purchasing of the new home in Mobile but often went above and beyond to give me advice and assistance with little issues that arouse while trying to sell the house in Saftey Harbor. That in itself helped decrease the amount of stress I was experiencing.  As far as the purchase of the Mobile Al. house, she was always easy to get in contact with no matter the time of day or day of the week and did everything in her power to ensure that the house closing went on schedule. I will be giving anyone who is purchasing a home in the future her contact information and recommend her with the highest praise.    

- Kyle T

Service and support were outstanding.  My loan closed in less than 14 days! I would definitely refer West Town Savings to my friends...

- Survey Responder

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